Job Description

WHO WE ARE

IMT is proud of our heritage and will never forget where our roots are firmly planted. Locally run from its office in West Des Moines, Iowa, IMT has been a Midwest company since it was founded in Wadena, Iowa in 1884. That’s 140 years!

Today, IMT continues to offer a strong line of personal and commercial insurance products for which it has always been known, along with exceptional service for a competitive price. Our products are offered through Independent Agents throughout a six-state territory – Iowa, Illinois, Minnesota, Nebraska, South Dakota and Wisconsin.

LARGE LOSS SPECIALIST

Step into the dynamic world of insurance with IMT Insurance's opportunity for a Large Loss Specialist in Central Iowa! In this role, you'll be at the forefront of managing both personal and commercial property claims, tackling challenges head-on with your analytical prowess and attention to detail. We're seeking someone who can effortlessly juggle multiple projects while maintaining accuracy and delivering top-notch service. As an IMT Large Loss Specialist, you'll dive into investigations, analyze coverage, liability, and damages, all while striving to reach fair settlements with our insureds. If you're ready to unleash your skills in a fast-paced environment and be part of a supportive team, apply online today!

A DAY IN THE LIFE

• Provide customer service to insureds, investigate claims, take recorded statements, determine liability, set reserves and make claim payments
• Responsibilities also include the handling losses under all coverages of personal and commercial lines policies. Includes the ability to scope, estimate, and settle losses in excess of $750,000
• Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses
• Conduct on-site inspections, evaluates damages, and handle claim negotiations with insureds, claimants, attorneys, and public adjusters
• Capable of interpreting complex expert reports and communicating that information to all interested parties.
• Relies on experience and judgment to plan and accomplish goals
• May direct the work of others
• Works under minimal supervision to perform the functions of the job
• Must be willing to travel for Catastrophe duty if necessary
• Must be located in IMT writing territory or willing to relocate to be considered. Ideal candidate will have working knowledge of state specific laws and regulations within IMT writing territory
• Ability to communicate and work with municipalities in review and consideration of policy coverages

DESIRED QUALIFICATIONS

• 10+ years of insurance and 5+ years of large loss property claim experience
• A college degree or equivalent
• Construction background preferred but not required
• Ability to read, problem solve and pay close attention to details. This includes but is not limited to complex reporting and maintaining detailed file activity documentation
• Ability to listen and communicate to the customer, both verbally and in writing in a professional manner
• Ability to operate standard office computer system
• Has the ability to inspect, scope and write all aspects of building estimates for personal and commercial lines policies using Xactimate. The ideal candidate will have been through Xactimate
• Ability to climb a ladder and execute other physical requirements to properly ascertain claim damages
• Maintain technical expertise and knowledge of current trends and techniques in the market
• Must maintain valid driver's license due to required fieldwork
• Must develop and maintain strong negotiation skills
• Must be a self-starter with the ability to organize and complete essential job functions daily
• Substantial travel with extended driving. Overnight stays are to be expected

BENEFITS & PERKS

IMT Insurance is committed to our employees and their families. When you work for IMT, you earn far more than just a paycheck. The IMT office was new in 2018 and offers a fitness room, game room and a variety of collaboration areas. This position includes hybrid and remote work arrangements, learning and development opportunities and more! Below is a list of what IMT offers our employees:

• Medical, dental, and vision insurance, Life & A D & D insurance, 401K retirement savings accounts, spending accounts, long and short-term disability, profit share, paid vacation & sick time, employee assistant program and additional voluntary benefits.

The salary range for this position is $89,000.00 - $117,000.00

Starting salary and level of position will depend on level of experience

This position is not eligible for tips or commission but may be eligible for additional bonuses

WHAT DEFINES US

Our vision is to provide peace of mind in the moments that matter.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant based on race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Our agents and customers come from all walks of life and so do we. Our goal is to hire great people from a wide variety of backgrounds, because it makes our team stronger. If you share our values and our passion for creating a Worry Free life for others, we want to talk to you!

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